ACH Payments

It is used mostly by commercial customers who have the ability to create Corporate Trade Exchange (CTX) or Cash Concentration and Disbursement plus Addendum transactions (CCD+).

Please contact either your financial institution or the National Automated Clearing House (NACHA) if you have any questions on how to create a CTX or CCD+ transaction. Your company's technology system will determine what ACH payment option is available to you. Your company's IT department can help determine your capabilities. Please be advised we do not accept email or fax remittance.

The transaction sent to the bank must include the payment coupon or remittance advice (10-digit Alabama Power account number) in order to qualify for ACH payments.

• We accept ACH, CTX and CCD+ transactions without addendum data, specifically, the full 10-digit Alabama Power account number.
• CTX payment format combines payment information, addendum record with related information, such as invoice numbers, allowing for multiple payments in a single transfer of funds. View payment example.
• CCD+ payment format combines payment information, addendum record with related information, such as invoice number for a single payment in a single transfer of funds. View payment example.